About Us

4wealth Ltd. is known for the quality of advice and service provided. Our key message is we look after the short, medium and long-term financial welfare of our clients. The relationships we build are based upon trust and valued advice.Following your initial review, we will take time to consider your situation, needs and priorities before writing a financial report. We will discuss this face to face in a follow up meeting in which we’ll fully explain our recommendations and agree affordable priorities to assist you in achieving your objectives.

The way 4wealth Ltd, is remunerated for its services has changed since the RDR (Retail Distribution Review), which came into effect in 1st January 2013. A full explanation of our fee structure and your options will be clarified and agreed upon before proceeding.

The People at 4wealth Ltd…

David Broome

Independent Financial Adviser/Director/Finance Manager.

David has over 25 years experience in the Financial Services Industry, including 12 years with AMP/Pearl as a Financial Consultant and 13 years as an Independent Financial Adviser with 4wealth Ltd.

David holds the Level 4 Diploma for Financial Advisers adding to his existing exams, the Full Financial Planning Certificate and CeMAP Bridge paper (CIB Level 3 Certificate in Mortgage Advice and Practice).

David’s client base includes many clients with whom he has held a business relationship for over 20 years, which is testament to his high level of customer service and dedication to providing quality pro-active advice.

Ian Smith

Independent Financial Adviser/Director/Compliance Manager.

Ian has over 28 years experience in the Financial Services Industry, including 15 years with Pearl as a Financial Consultant & Manager and 13 years as an Independent Financial Adviser/Compliance Manager with 4wealth Ltd.

Ian has achieved the Level 4 Diploma for Financial Advisers adding to his existing qualifications of the Full Financial Planning Certificate and CeMAP Bridge paper (CIB Level 3 Certificate in Mortgage Advice and Practice).

The most important and rewarding aspect for Ian is maintaining long-term client relationships throughout the various life stages and to create and maintain wealth.

Ian also undertakes the role of the Compliance Manager for 4wealth Ltd overseeing the training and competence of all staff. The main focus is to maintain the current high standards set by 4wealth in treating customers fairly whilst operating within the guidelines of the Financial Conduct Authority.

Declan Kelly

Mortgage/Protection/Managing Director.

Declan has over 20 years of Financial industry experience including 10 years with the Pearl Assurance working in and around Essex as a representative and latterly as an Office Manager.

After leaving the Pearl he went into IT where he learned a vast array of computer skills which he has been able to utilise to good effect since joining 4wealth in 2007.

He manages the mortgage department which incorporates our high net worth mortgage clients of £1m plus and also oversees the running of the business as Managing Director.

 

Contact Us:

Tel: 07379 542 788   Email: admin@4wealthifa.com

361 Rayleigh Road, Leigh-on-Sea, Essex, SS9 5PS